General liability insurance helps protect your assets by providing a first line of defense against a variety of claims for alleged negligence or wrongdoing. In today’s lawsuit-happy society, litigation can wreak havoc with any business — including yours. By covering the cost of defending or settling these claims, a business general liability insurance policy can help you keep your business in business.
Continue reading →
If you rent a house or apartment, renters insurance provides financial protection against the loss or destruction of your possessions. Renters insurance is affordable, as you can typically buy a policy covering thousands of dollars worth of property for around $15 – $30 per month. This article will teach you some ways to save money on your renters insurance policy.
Continue reading →
Homeowners insurance can be a substantial investment, depending on where you live and the insurance policy you purchase. Homeowner insurance policies come with varying price tags based on a long list of conditions. Some of the conditions are under your control, and you might be able to find some homeowners insurance savings if you know what to negotiate. Here are several tips to save on homeowners insurance:
Continue reading →
Home insurance is one of those expenses that most people pay each year without thinking about what it protects. While there are many different types of home insurance, most policies provide you with certain protections against a loss.
Continue reading →
With the wide variety of health insurance plans available, cost is important but there are other factors you need to consider. It’s important to think ahead and look for a plan that fits your needs as well as the needs of your covered family members. Here are several ideas to help you save on health insurance costs.
Continue reading →
Just as there are different life insurance plans to meet your needs, there are different ways to save money on life insurance. Most importantly, shop around for life insurance quotes. There are hundreds of insurance companies offering a wide variety of plans and prices. Comparison shopping can save you big bucks. In addition, here are 10 more ways you can save money on your next life insurance purchase.
Continue reading →
When it comes to your recreational vehicle (RV) , one way to save a little money is to look for some discounts on your recreational vehicle insurance premium. Having the proper type of insurance coverage on your recreational vehicle is extremely important but it can be a little pricey too, especially when you are not always using your recreational vehicle . In this day and age finding ways to lower any of our bills is just the smart thing to do.
Let’s take a closer look at some simple ways to trim a little off of your recreational vehicle insurance premium.
Continue reading →
WASHINGTON — An average family health insurance policy now costs more than some compact cars, and four in 10 companies will likely pass more of that expense on to workers, according to a closely watched survey of businesses released Tuesday.
The average cost of a family policy offered by employers was $13,375 this year, up 5% from 2008, the Kaiser Family Foundation and the Health Research & Educational Trust survey found. By comparison, wages rose 3% over that period, the study said.
| Year |
Single |
Family |
| 2000 |
$2,471 |
$6,438 |
| 2001 |
$2,689 |
$7,061 |
| 2002 |
$3,083 |
$8,003 |
| 2003 |
$3,383 |
$9,068 |
| 2004 |
$3,695 |
$9,950 |
| 2005 |
$4,024 |
$10,880 |
| 2006 |
$4,242 |
$11,480 |
| 2007 |
$4,479 |
$12,106 |
| 2008 |
$4,704 |
$12,680 |
| 2009 |
$4,824 |
$13,375 |
The new numbers underscore warnings by President Obama about the growing cost of health insurance and were embraced by Democratic lawmakers who are pushing for legislation to change the nation’s health care system. “The trends are crushing millions of businesses and American families,” Senate Majority Leader Harry Reid of Nevada said.
Continue reading →
